Day 12: Today's Important Thing to know about Health Care Reform

Today’s important thing to know is that health care reform primarily affects health insurance for people over the age of 65.  Yes, in 2014 every American must have creditable coverage or pay a fine or tax but people over the age of 65 are generally covered by traditional Medicare or a Medicare Advantage plan.  Those plans are deemed to be creditable coverage by the Federal government so there is no reason for concern if you are covered by Medicare.  If you are a senior or know a senior, please know that all the confusion surrounding health care reform should not be a concern.  Traditional Medicare and Medicare Advantage plans are alive and well as we head toward their open enrollment period in October as well.